Select Home Warranty Review

Our Summary

Select Home Warranty offers home warranty coverage in 45 states and leverages a large network of local contractors to complete home repairs. The company has been in the home warranty industry since 2012 and has quickly gained credibility, highlighted by their recent partnership with the NFL’s New York Jets.

With multiple plans to choose from and a 90-day workmanship guarantee, Select is a solid choice for homeowners looking for best-fit coverage and confidence that repair work will be completed correctly. Select’s plans are a great choice for homeowners who need coverage for specific systems or appliances, with some plans providing protection for major systems, while others only cover common appliances.

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Coverage

Select Home Warranty will cover mechanical breakdowns of covered appliances and systems on a number of living spaces. If you own multiple units and would like to cover them, you may qualify for a discount. Covered living spaced include:

- Coverage Details: Depending on the plan you choose, Select will cover common appliances and/or home systems. Applicable coverage applies to all brands and models, regardless of age. Select does not ask to inspect a customer’s appliances before they can obtain their warranty. However, when a repair person arrives for a repair, they will be able to see if the appliance had pre-existing conditions or was improperly installed. In these cases, they may not cover the repair.
  
  Claim Limit: Select does not have an annual limit on claims, so if multiple appliances or systems break in one year, you're covered if they're under your warranty. However, Select does have a repair/replace limit on HVAC of $2,000 and a limit of $500 for plumbing, electrical, and appliances. This limit is per item.
  
  Select does not cover:
  Please review your contract for any additional policies or exclusions you need to be aware of. As is an industry standard, coverage begins 30 days after your payment to reduce the chances of someone purchasing the policy after an appliance breaks down and then claiming it happened after the policy goes into effect. Safeguards like this help them keep their plan costs low and payouts fairer for all customers.

Pricing & Onboarding

Select offers three plan tiers:

- - Bronze Care - Covers common home appliances like refrigerators and dryers.
  - Gold Care - Covers home systems like HVAC, water heater, and plumbing.
  - Platinum Care - Covers both appliances and systems in addition to some extras like garage door opener and ceiling fans.

Select Home Warranty uses a case-by-case quote system instead of a “one-size-fits-all” payment structure so that you pay the most reasonable amount for your plan. You can also add roof coverage to any plan for an additional charge.

Service plan fees vary depending on the type of call. For example, a plumbing issue would be a "trade" fee, and a dishwasher breakdown would be an "appliance service" fee. These rates will be fully disclosed to you in your contract.

Select also offers a loyalty discount to those who keep their plan for multiple years.

Contractors & Service

Select works with a nationwide network of licensed and trusted independent contractors. When you experience one or more serviceable events, you can:

1 ) Ensure that the malfunctioning unit is not a risk to people, pets, or the home before making a service call. If possible, you should turn the unit off.
2 ) Quickly review your contract to ensure the unit is covered by Select.
3 ) Contact Select online or by phone to file a claim 24/7. You'll briefly explain what's wrong, and they'll assign a pre-screened licensed local professional to check it out.
4 ) Wait for the contractor to repair the item, and you pay the service fee stated in your contract.

If repairing the item exceeds a certain amount, then Select will give you a replacement option up to the above-mentioned limits. :

If you choose to contact your own repair service instead of filing a claim through Select, the service, repair, or replacement will not be covered by Select.

How to Sign Up

You can sign up with Select Home Warranty by following the link on our comparison site. Customers who use our link automatically receive unique promos and deals on their home warranty contracts.

Once on the Select website, customers can receive a quote in as little as one minute.

The Bottom Line

Select offers full coverage for many home appliances and systems up to clearly stated limits. Their coverage, policies, and exclusions are comparable to industry standards. As with all contracts, it's critical that you read your contract and know what you're buying. .